Articles

Do you know the benefits of checking your credit report? - Ping

Personal loans can also be used to improve your credit rating. If you have a bad credit history, you can take out a bad credit personal loan. Once you repay your bad credit personal loan, your credit rating...

Credit reports! when you’re not watching your credit, who is? - Ping

This may be old news, or this may be information that has just come to light for you, but your credit and consumer habits are being monitored, and unless you take some action to obtain the necessary credit reports, you more than likely...

Credit reports and scores often confuse consumers - Ping

Most people who are of an age to care about their credit are aware that the three main credit bureaus, Experian, Trans Union and Equifax, maintain credit reports on them. The bureaus keep track of loans, credit cards and bankruptcies and...

Disputing credit reportswhat you need to know - Ping

Managing credit often becomes complicated when details are lost, confused, unknown or when there are disputes on personal credit reports. Many times there will be errors with purchases or credit records. Other times, you may be dealing...

Discover the parts of a credit report and what they mean - Ping

So you ordered a copy of your credit report to check for inaccuracies and get the most from your credit score. Now how do you read it? Your credit report is read and used by any number of people you deal with on a daily basis, from your...

Credit reports -- your free report could cost you - Ping

The growing prevalence of identity theft and increased concern about good financial health has led many consumers to seek copies of their credit reports online. Doing so is certainly laudable; the more you know about how potential...

Do you have negative credit information in your credit report? - Ping

If there is inaccurate or incomplete information in your credit...

Credit reports and what to do with them - Ping

There are three major credit reporting agencies within the United States: Equifax, TransUnion and Experian. These are the organizations that lenders go through to verify potential borrowers credit...

Credit score/fico report - 5 steps to improvement - Ping

Your credit score/FICO report can determine your eligibility for loans, what interest rate you pay for loans, and even whether you get a job to which you are applying. With every incentive to improve your score and nothing to lose, it...